Bank Holiday Today: Eid-e-Milad-un-Nabi is being observed on Wednesday, August 26. The RBI holiday calendar lists a bank holiday in several states, but banking services remain available through digital channels.

Banks in several parts of India are closed today, Wednesday, August 26, 2026, on account of Eid Milad-un-Nabi, also known as Mawlid. The occasion commemorates the birth anniversary of Prophet Muhammad and is observed with prayers, religious gatherings and community events.

The holiday, however, is not applicable uniformly across the country. Bank holidays in India are determined on a state-wise basis, so customers should check the holiday schedule applicable to their location and branch before visiting.

Which States Have Bank Holidays Today?

According to the holiday information, bank branches will remain closed for Eid Milad-un-Nabi in several states and regions, including:

• Maharashtra

• Karnataka

• Madhya Pradesh

• Tamil Nadu

• Uttarakhand

• Telangana

• Manipur

• Uttar Pradesh

• Kerala

• Delhi

• Bihar

• Chhattisgarh

• Jharkhand

Customers in other states may find their bank branches operating normally if August 26 is not listed as a holiday in their respective state.

Why Is Eid Milad-un-Nabi Observed?

Eid Milad-un-Nabi, or Mawlid, commemorates the birth of Prophet Muhammad. The occasion falls during Rabi' al-Awwal, the third month of the Islamic lunar calendar.

For Muslim communities, the day is an opportunity to remember the Prophet's life and teachings, with emphasis on values such as compassion, kindness, justice and community welfare.

Religious gatherings, prayers and processions are held in several parts of the country. Mosques and residential areas may also be decorated during the celebrations.

Are ATMs Open on the Bank Holiday?

Yes. A bank branch holiday does not generally mean that ATM services are unavailable.

Customers can continue to use ATMs for:

• Cash withdrawals

• Balance enquiries

• Other available ATM services

However, ATM cash availability can vary from location to location. Customers requiring a substantial amount of cash may therefore want to plan withdrawals in advance.

Will UPI and Online Banking Work Today?

Yes. Digital banking services are generally available even when physical bank branches are closed.

Customers can continue using:

• UPI

• Mobile banking applications

• Internet banking

• Debit and credit cards

• Online fund transfers

• Digital bill payments

This means most routine payments and transfers can continue without visiting a bank branch.

Which Banking Services May Be Unavailable?

While digital services remain accessible, customers may have to wait for services that require physical branch operations.

These can include:

• Cash deposits at branch counters

• Counter-based cash withdrawals

• Passbook updates

• Certain cheque-related services

• Account documentation

• Some customer-service requests

• Transactions requiring physical verification

Cheque clearing and other traditional banking processes may also be affected depending on the holiday and clearing arrangements.

What About Cheque Clearing and Fund Transfers?

Customers making payments through cheques should account for the possibility of processing delays when the concerned bank or clearing centre is closed.

Digital transfers through UPI and other electronic banking channels are generally more convenient for transactions that need to be completed during the holiday. However, customers should distinguish between initiating a transaction and its final settlement, particularly for transactions involving banking systems or services with specific processing timelines.

Should You Visit Your Bank Branch Today?

If your branch is located in a state where Eid Milad-un-Nabi is a listed holiday, it is advisable to postpone non-urgent branch visits until the next working day.

For routine transactions, customers can use digital channels instead.

Those who need services such as cash deposits, cheque processing, documentation or other counter-based assistance should check their bank's branch timings before visiting.

Bank Holiday vs Digital Banking: What Changes?

The increasing use of digital payments means that a physical bank holiday has a smaller impact on everyday financial transactions than it did in the past.

UPI and mobile banking allow customers to make payments, transfer funds and pay bills without depending on an open branch. ATMs also provide access to cash in most locations.

However, branch-dependent services remain subject to the bank's holiday schedule.

Eid Milad-un-Nabi Bank Holiday 2026: Quick Check

What Customers Should Do Today

Customers with urgent banking requirements should first verify whether their local branch is covered by the August 26 holiday.

For everyday transactions, UPI, cards, ATMs and online banking provide alternatives to physical banking. If a transaction requires branch intervention, customers should plan it for the next working day.

Bottom Line

Eid Milad-un-Nabi is a bank holiday in several states on Wednesday, August 26, 2026, but it is not a nationwide bank closure. Customers can continue using ATMs and digital banking services, while branch-based transactions may have to wait until banks reopen.