Privacy Policy

At Smart Investment, we respect your right to privacy. Your association with us is our most valuable asset, and we are fully committed to protecting the security of the information you provide to us.

1. Information We Collect
We may collect the following types of information when you use our website or mobile applications:
    • Personal Information: such as your name, email address, and mobile number when you register, subscribe, or contact us.
    • Transaction Information: related to purchases or subscriptions made within the app or through our website.
    • Device and Usage Information: such as device identifiers, app usage data, and analytics information to improve user experience and performance.
    • Cookies and Similar Technologies: used to personalize content and analyze usage patterns.

2. How We Use Your Information
We use the information we collect to:
    • Provide and manage your subscriptions and access to premium content.
    • Communicate with you about updates, offers, and support.
    • Improve and personalize our products and services.
    • Comply with legal and regulatory requirements.
      Your email ID and mobile number may be used by Smart Investment to communicate product notifications, service updates, and occasional information about           new features or launches.

3. Payment and Subscription Information
For Apple Users
    • Purchases and subscriptions made through the Apple App Store are processed securely by Apple.
    • We do not collect or store your payment details; Apple handles all billing, refunds, and transaction data according to its own privacy policy.
    • Subscriptions made through Apple are non–auto-renewable — once your subscription period ends, you may manually renew it through the App Store if you wish to continue using the service.
For Other Platforms
    • Payments made outside the Apple ecosystem (e.g., website or Android app) may use third-party payment gateways.
    • These gateways are fully PCI-DSS compliant and process payments securely.
    • We receive confirmation of payment but do not store your complete payment card or bank details.

4. Data Sharing and Disclosure
We do not sell or rent your personal information to any third party.
We may share limited information with trusted service providers who assist us in app development, website hosting, analytics, or customer communication (e.g., email or SMS providers). These parties are bound by confidentiality agreements and may only use the information to provide services on behalf of Smart Investment.

5. Data Security
We implement appropriate administrative, technical, and physical safeguards to protect your information from unauthorized access, misuse, or disclosure.

6. Cookies
We use cookies and similar technologies to improve your browsing experience, personalize content, and analyze traffic. By using our website or app, you consent to our use of cookies in accordance with this Privacy Policy.

7. Your Rights
You have the right to:
    • Access, update, or request deletion of your personal data.
    • Withdraw consent to data processing (subject to applicable laws).
    • Contact us for any privacy-related requests or concerns.
Please email [info@smartinvestment.com] to exercise these rights.

8. Changes to This Policy
We may update this Privacy Policy from time to time. Updates will be posted on our website and mobile app with a revised Effective Date. Continued use of our services after such updates constitutes your acceptance of the revised policy.

9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Smart Investment Email: [info@smartinvestment.com] Website: https://www.smartinvestment.com, Address: [Arehi Publications, 311, Naimala Enciave, Opp. Students Resorts. Ahmedabad - 380 006.]

10. Links
    • Privacy Policy: https://www.smartinvestment.com/privacy
    • Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/